Cash App is a great payment app for many reasons. There are so many reasons to use Cash App, but a few are direct deposit, cash card, and Cash App loan. Cash App allows you to borrow money with ease. In order to take advantage of the Cash App borrow money feature, you have to be a verified Cash App user who meets the prerequisite criteria. Cash App has zero interest rate and no fees, which is what I like most about it for borrowing money.